That is true. I will say that a lot of my hours are spent in contemplating issues, and you just aren't going to be able to see the value in someone like me doing that.
It's not about "someone like you" contemplating issues, it's the way you go about contemplating them. IMO even dedicating 10% of that time to learning some higher level math and mainstream physics on the side wouldn't hurt and might open your mind to ideas and arguments you never would have otherwise contemplated. The problem is that without math or some sort of formal logic system, you can't do anything productive. You speak of wanting to do "reasonable and responsible" speculation, but by definition, a reasonable theory has to make a basic set of assumptions, and then everything that follows is deduced purely by reason. Your approach instead appears to be one of tacking on more and more assumptions every time you run into what you perceive to be a dilemma, and you haven't even begun to consider how one could practically apply your ideas to anything in measurable reality. It's not a reasonable theory if I can make changes to your assumptions and you can't show me how that would lead to logical contradictions or disagreements with known experiments.
You can take from what I said that I wonder if you spend enough time questioning the inconsistencies and incompatibilities. Like I mentioned in the OP, they are not hidden from view, they are current issues being worked on by professionals.
Not only have I spent much time contemplating the inconsistencies and incompatibilities between the two major theories of modern physics as has virtually anyone who's ever learned the working details of those theories, but I've gone out of my way to learn some of the precise technical problems that arise. Far more money is spent on physics research aimed at addressing those incompatibilities than is spent on defending or re-testing existing knowledge. The biggest hope for projects like the LHC is not that they confirm what we already believe to be well-established, but that we'll be lucky enough to see them poke a hole somewhere in our existing knowledge and point to where we should look next for answers.
Does a layman physics documentary saying "the smoothness of General Relativity doesn't stitch well into the discreteness of quantum mechanics" really describe the crux of the problems we face? No, it doesn't tell you anything about how you actually can fit the equations of GR into quantum mechanics in such a way as to match all of the confirmed GR predictions and give you a means of calculating the gravitational interactions of probability wave particles, only to have the usual renormalization techniques break down when attempting to apply them to perform calculations. So tell me, how much do you know about quantum field theory renormalization and the issues arising with the non-renormalizable Einstein-Hilbert action term? There are issues within the Standard Model itself about modelling oscillating neutrinos, unresolved issues and assumptions with perturbative calculations, problems in General Relativity with modelling Big Bang inflation and the universe's presently accelerating expansion. Without those issues, there wouldn't be anywhere near so many people going into theoretical physics, there simply wouldn't be much original work available for them to do.
So just as you wonder how much I'm open-minded towards alternatives to existing theories, I have to wonder similarly what you think it is that physicists do. Do you think most physicists are trained and paid to simply sweep the paths walked by other physicists for the last 300 years?
You give me the impression that there are no issues that you find interesting unless you can master the current theory. I would find that attitude would hold you back.
When you have a theory that can accurately predict virtually every single phenomenon ever measured under lab conditions, and the supposed areas where it falls short are for things we don't even have the technological ability to measure yet, why would you want to toss it all out the window and start from scratch instead of looking for ways to tweak it without destroying its ability to predict all the things it already correctly predicts?
For example, do you not think that a working theory of everything would have to yield the equations of the Standard Model as an approximation completely appropriate for the lab conditions physicists are dealing with today? If you agree that the Standard Model or something nearly identical would have to arise on some level as an approximation, would it not make sense to start by looking for alterations to the Standard Model that still yield the original one as approximations, as opposed to starting completely from scratch to describe a single phenomenon out of the countless umptitudes of phenomena we know of, and hoping your new set of assumptions derives the whole Standard Model by complete fluke?
When I say we have completely different perspectives, I think that if there are mainstream theories that don't work together, something important is missing, and though I'm a low skilled thinker in your book, when it comes to looking for things to contemplate, there is no lack of material to start with.
Have you not noticed me confessing over and over that I believe something deeper has to underlie the Standard Model and General Relativity? The main thing is that at least I don't put any restrictions on what that deeper understanding would have to look like, other than yielding the correct predictions for things we've already measured to death. For all I know, the underlying theory could still contain all the basic postulates of quantum mechanics and a spacetime background that curves, whereas you seem to think that these very concepts are in themselves unsatisfactory regardless of how well they work in practice or how self-consistent they might be mathematically. If someone came forth with a model that stitched QM and GR together without making major alterations to the basic postulates of either one, and it explained virtually everything in the known universe to near perfection, would you accept that as a satisfactory theory?
So you say that for those looking for alternatives to the existing understanding, there's no lack of material to start with. I completely agree, so why wouldn't you start with all the material out there which is in active development but also shown to predict existing measurements?
Perhaps you feel that I'll never make any difference and so I am wasting my time, but then, you don't understand the hobby. It isn't to make a difference, it is to have thought about an issue, tried to understand it, and have proposed a solution that I personally like, in the absence of a consensus from the scientific community. You would turn that around and say I am criticizing science or professionals, or am being disrespectful.
I only consider it disrespectful to science if you attempt to blur the lines between an honest scientific discussion and your personal hobby speculation; by your own admission, there's a massive difference in the two philosophical approaches.
I'm sure you are good at a lot of things that you find important you, and I doubt that you would think that me being good at the things I am good at, and that are important to me would be any different. It is just different things.
You can openly choose to operate with different priorities from how scientific inquiries are performed, but then you shouldn't complain about there being a "stigma" associated with posting to a forum section that doesn't falsely call itself science. If your way of doing things is better, then your theory of everything should ultimately triumph over what all the paid physicists are doing, regardless of where moderators and users like myself think you should post your stuff.