No.
Again, these questions. contain a whole host of unspoken assumptions in them. Mostly they revolve around 'as opposed to what?' As in: do things happen differently for theists? If physics dropped a meteor on your house, would God save you? If God dropped a meteor on your house, who would save you then?
As an atheist, the question makes no sense in the first place. There is no such thing as destiny, no such thing as luck. There is no "saving" from anything. The world is a (relatively) dangerous place, and meteor strikes are way, way down the list - certainly below car accident, cancer and heart attack. This theistic predilection for divine karma seems narcissistic. You stand the same chance as me being the one in the path of that meteor. What is the use in second-guessing whether my Karma is up-to-date enough to warrant being saved?