I remember when debts were forgiven in 7 years. I think some thought debts were forgiven in 7 years because it was a book keeping problem to keep old debts on the books. However, forgiving debts in 7 years comes from the bible. Laws regulating privacy also came from the bible. It was against the law to look into someone's credit, unless considering making a loan to this person, and against the law to look into someone's possible criminal past. Today employers and property managers routinely look into people's credit and criminal records, and many think this is only natural and right. But not that long ago, I listened to a foreign exchange student say how wonderful the US is because the US did not marginalize people as Europe did. We were living on Jesus's words of love thy neighbor and forgiveness. Our lives remained private, so we had a second chance and a third one and if you know the word's of Jesus, you know the reasoning behind this, and I think the reasoning is excellent. I think we are presently creating a hell on earth, as we are technological smart and no longer wise. There is more to be said, I will stop here and hope you share your thoughts.