ismu (Q), you're genius. Not really, but thanks for saying so. I learned at a young age that money is easy to make and easy to come by and that the the only thing that gets in the way of making money is simply the will to do so. One needs only to decide if they have a will or not. And IMO, that is a simple decision to make. Is multi level marketing has a good prospect? Yes, but ONLY if you are the one at the top. Like any pyramid scheme, the only ones that make money are those at the top. You're much better off to create the pyramid then to come into one. Deepuz Interesting story Q. Could you not have taken out the Salesman's cut too, and sold the house yourself? You appear to have the required skills. As the saying goes, I could sell a refrigerator to an Eskimo. But no, you should not spend your time trying to sell the houses. Leave that up to a real estate agent that has the time, the knowledge, the experience and most importantly, the customer database. Being a real estate agent is a career unto itself and requires time to build up. Besides, you need to have control over the renovations of the houses. The contractor may not be as dedicated as you are and most likely will have a life of his own. You'll quickly find yourself spending a lot of time doing the renovations, hauling materials, going back and forth between banks, notary publics, your accountant, etc.. Leave the selling up to the real estate agent. It's money well spent. On the topic of consulting. I know there are many successful people and firms that do nothing but consult. However, these people must have an area of expertise in which to consult. It is not something one attempts without prior knowledge and experience of the subject matter. The Q believes that your financial situation should be remedied first and then one can go on to do whatever they wish. Think about this. After making my money I was able to afford the luxury of going back to school. Of course, while attending school, I lived in a very nice house (mortgage free), drove a few nice cars and a motorcycle, had plenty of time for my studies because I didn't have to worry where my next meal would come from, and had lots of cash to take out all those gorgeous university co-eds. Now tell me, which way would you prefer to attend university ?