Correction to post 32:
Some how MS created a new user, with my full name and Email address, and filled its desktop with old files. When you do something to make the box where you put your password in appear; also appears in lower left corner of screen, the two users. In my case the one with a picure of me is the old one - the one I want. If it is not the upper of the list of two, I must select it and then get my old desk top back - no files lost or replaced. I did not know that when having a day of troubles reported in post 32. I just entered the pass word and found only old files, that skype had no audio and wasted more than a day replacing files from a pin (thumb?) drive in the newly created user.
Now that I know I must select the user with the picture, if not on top of list of two, I tested skype and it recorded my voice and plaid it back just fine.
Now I want to know how to complely kill this new user with no picture, only my name and Email.
Be warned. MS may do this to you. As it was staying on screen so long, telling me that my files would be just where I left them. after a minute or so, I did left click on that image, but now think that had no effect.