I think I killed my car..

Enmos said:
The dealer of the car I looked at uses (can't find the right word) an interest rate of 11.9%. I think that must be high compared to what you can get.
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Holy crap that is way high.

GM, Ford and the others sometimes offer 0% on certain models and up to around 5% for the others. They are pretty desparate here right now.

I can see why you want to pay cash.

Maybe you can get a better rate through a bank.
 
jpappl said:
Holy crap that is way high.

GM, Ford and the others sometimes offer 0% on certain models and up to around 5% for the others. They are pretty desparate here right now.

I can see why you want to pay cash.
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Oh duh, that's the word I was looking for :eek:

jpappl said:
Maybe you can get a better rate through a bank.
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Probably, but it won't be much lower.

Some dealers offer what they call a 50/50 deal now. Meaning you pay half now and pay the other half in two years. I'm not that sure of my job right now.
 
Enmos said:
Oh duh, that's the word I was looking for :eek:


Probably, but it won't be much lower.

Some dealers offer what they call a 50/50 deal now. Meaning you pay half now and pay the other half in two years. I'm not that sure of my job right now.
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Yea, usually the dealerships have the best rates as an incentive.

I understand the job part. Hard to make plans when your not sure and better to not have a bunch of loans out there to pay off.

Your car is looking like a peach right now LOL.
 
jpappl said:
Yea, usually the dealerships have the best rates as an incentive.

I understand the job part. Hard to make plans when your not sure and better to not have a bunch of loans out there to pay off.

Your car is looking like a peach right now LOL.
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lol If you think about it.. yea :)
I think my best bet is to hold out for another six moths and buy a new one, or a very good young second-hand.

I'm off to bed now, I have to get up at 4:30 AM tomorrow :eek:
 
and at the same time, he has a car, and it gets him from point a to point b.. and that is more then I can say... I have to walk places.. and in my town, we dont have much.. 3 stoplights!!
 
christa said:
and at the same time, he has a car, and it gets him from point a to point b.. and that is more then I can say... I have to walk places.. and in my town, we dont have much.. 3 stoplights!!
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Now I feel bad I have 4 cars one for my wife to drive everyday and in the winter one for her to drive when she feels like going fast.
One for me to drive Whn I want to go fast and One to drive in the winter or any other day.

And only ones gets 8l/100km
 
Enmos said:
lol If you think about it.. yea :)
I think my best bet is to hold out for another six moths and buy a new one, or a very good young second-hand.

I'm off to bed now, I have to get up at 4:30 AM tomorrow :eek:
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Sounds wise. 4:30am christ, that's early.

I only get up that early to go fishing.
 
Grim_Reaper said:
Now I feel bad I have 4 cars one for my wife to drive everyday and in the winter one for her to drive when she feels like going fast.
One for me to drive Whn I want to go fast and One to drive in the winter or any other day.

And only ones gets 8l/100km
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that is just rediculas to me.

tho its ok.. what I really hate, are the people who get nice cars, and never take care of them!! hell.. people who just dont take care of their cars in general....
I would do just about anything for a car.. And I take care of them! they become my 2d baby! makes me sad:( I want a car so much, but no job means no car, no car means no job
 
christa said:
would u like to give me the money for that?
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So, you're all alone in the world with no one to assist you? You may need to borrow some money for moving, with the promise to pay it back. You'll have a job to do so. You'll find people will step up to help if the results will change your life. How much do you really think you need to move?
 
(Q) said:
So, you're all alone in the world with no one to assist you? You may need to borrow some money for moving, with the promise to pay it back. You'll have a job to do so. You'll find people will step up to help if the results will change your life. How much do you really think you need to move?
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did I say any of that?
 
christa said:
but i would need 2000
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Ok, so you need $2K to move. If you canvassed all of your relatives and friends to pitch in portions of it, do you think you might get most or all of it?

Don't forget, you'd have to sit down and build yourself a neat little business plan in which you've carefully calculated your moving costs, how much each person would loan you and how soon you could pay it back. With that in hand, you're demonstrating huge responsibility and an earnest position to get a job. It's unlikely those you canvass will refuse as opposed to just giving them a call and asking for money.
 
(Q) said:
Ok, so you need $2K to move. If you canvassed all of your relatives and friends to pitch in portions of it, do you think you might get most or all of it?

Don't forget, you'd have to sit down and build yourself a neat little business plan in which you've carefully calculated your moving costs, how much each person would loan you and how soon you could pay it back. With that in hand, you're demonstrating huge responsibility and an earnest position to get a job. It's unlikely those you canvass will refuse as opposed to just giving them a call and asking for money.
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oh but they will.. it takes having extra money to loan it out.. you have to remember that. And if all my money is going to go twords bills, daycare, and living expenses... how am I able to pay back? not everyone has cash that they just hand out. trust me, I've looked, Ive tried.. and I am about to try a little home business thing... that takes money also.. thankfully I still have alittle bit.. so I think that I am just going to do what I have been doing.. and Wait till everything is started about prior plans, and then do what I need to do. but it isnt anyones business to know what my plans are, or about moving, or even my life..
 
christa said:
oh but they will.. it takes having extra money to loan it out.. you have to remember that. And if all my money is going to go twords bills, daycare, and living expenses... how am I able to pay back?
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You'll have a job, that's how.

not everyone has cash that they just hand out. trust me, I've looked, Ive tried..
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They don't have cash to hand out when you don't have a plan.

and I am about to try a little home business thing... that takes money also.. thankfully I still have alittle bit..
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Then, it would appear that you're not really looking for a job at all. And if you were serious about it, you wouldn't keep making excuses.
 
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