In my opinion, money play a key role in every relationship. Even girls that do not care about money do it unconsciously or indirectly. Some reasons for it were already discussed here and this is my 2 (or maybe more) cents:
1.Our culture is based on money. Money therefore play a key role in almost everything.
2.You do not have problem with money if you have them.
3.Some girls are indeed attracted to poor guys. But attraction and stable relationship are two completely different things. It is really no problem dating a poor guy for several months or so. It is usually very big problem to live with him for several years.
4.It is not only in girl’s attitude. It also the guy’s. Having a rich girlfriend which supports you can be fun for some time. But I do not know many guys who are able doing it in a long run without feeling inferior (unless they have gigolo mentality).
5.It is also your friends, family etc. At first everybody would congratulate you to your rich girlfriend. But after some time, if they see you are still supported by her, they will start looking down at you.
6.I have both experiences – I used to be really poor. Although it was not a big problem to have a girlfriend, the relationships never lasted long. After I started earning my own money, it was better and better. Girls need not to be “money oriented”, but it really helps if you can take them to some good restaurant, buy them some nice things etc. Also, if YOU have money, you feel more self-confident, more relaxed etc. and that also counts.
7. I know few guys who are able to be very poor and very self-confident and relaxed at the same time - no one of them lives in stable relationship. Some of them, who were that way in the past, immediately changed it when they found a girl they really cared about.
As for welfare thing, there are at least two reasons why I would have problem accepting it:
1.My pride and self-esteem.
2.My attitude towards system. I do like system of country where I live, so I would not accept anything from it. I do not want anything from the system except one thing – to leave me alone.