I need to add a comment to the above and introduce you to three more things about the game. Correct - you will not be attacked before you reach level 10 *BUT* even then the pirates never touch your cash. That's just sort of a red-herring in the game. Please Register or Log in to view the hidden image! Now about the bank: You can access the bank from any planet while you are docked. It's located on the red option bar just below the blue status bar where your status (armor, hull, cash on hand, fuel, etc.) is displayed. There, you can transfer credits back and forth between your ship and bank account. Also, inside the bank you will find the stock market and I suggest you play it. Just like the real market, the prices go up and down - so be careful and don't put TOO much of your spare cash in because it might not be available when you want it. Please Register or Log in to view the hidden image! I keep my portfolio at the max and usually make about 500,000 credits every 7 to 10 days. And then there's the GBM (Galatic Buyers Market) and the PM (Players Market). The GBM is where you can buy resources and other stuff and the PM is where you can sell it. In addition, you can talk to other players and strike deals to buy/sell directly between the two of you. In fact, I have deals in place with two players to sell me everything they turn out. And if even THAT'S not enough, there's also a Buy/Sell Forum that's accessible through the drop-down menu (labeled "Interaction") on the right side of the screen.