I see faith as an aspect of God. The verse says that faith is the substance of all things hoped for. That is to say that God is the underlying, fundamental reality of everything, and we exercise that faith when we sincerely hope for something. Hope is the evidence of faith, and faith is the evidence of an underlying, fundamental, reality, which is invisible to the eye. Now faith is the substance of things hoped for, and the evidence of things not seen. jan.