this is really sad. debt bondage. there is such evil and cold people in this world. it's really hard to understand that level of cruelty. i have experienced people like that but still to this day, it's very hard to understand such level of selfishness. likewise, even though i've experienced and witnessed such characters and cruelty, i still did not or would not be like that. in other words, there is no justifiable excuse. it's a decision/choice to do or be abjectly evil for personal gain/pleasure/whatever at the expense of another.