Roughly: Spend $10m on: a nice house away from the hustle and bustle, ideally near a village cricket club and pub - preferably with swimming pool and good home cinema; a pad in London, not large but with a decent view; Aston Martin (always wanted one). Give $10m to siblings... don't have a large family so this would enable them to do what they want. Set up a company with friends, basically just to do projects of our own like writing, music, games designing etc. No pressures, and enabling them to work at whatever they enjoy rather than simply to earn money. Until our retirement this could probably chew up another $10m or so. $20m to give myself a nice income for the rest of my life. $40m charity stuff, local community, general philanthropy. $10m reserve should things go bad. That rather depends on how you wish to spend the money. I don't have much money but already have a financial adviser. I certainly wouldn't need tax specialists as I'm not into playing the system to minimise the tax any more than my FA would advise with the obvious stuff. Body guard? I'm not suddenly going to be flaunting my money, throwing it around and attracting unwanted attention. If you are then maybe a body-guard would be needed for you. Accountants and lawyers, only if I choose to do things that specifically require them... such as contracts, companies etc. If I kept it really simple, though, my only income might be dividends and bank interest, so no need to get anyone else involved, as my tax return would be surprisingly easy. Buying a house would need a lawyer but no more than usual. So if you want an easy time with your money I don't think there's too much of a problem to be had. Please Register or Log in to view the hidden image!