I was looking at a video that reminded me of the thread title. Too many people worry about just following the crowd. Take getting married. Many people do it at a young age and they are told that there must be a diamond ring involved that should cost at least 2 months salary (if you love her). A wedding doesn't have to be expensive but it usually is (again, you love her don't you?). Next people complain that they can't afford a house. You could generally put a down payment on a house for the cost of a wedding and a diamond ring. When I got married we just bought relatively inexpensive "wedding rings" and didn't purchase a diamond "engagement" ring. We got married at the local magistrates office. We didn't buy a house at that point but we did start long term saving from the very beginning. As they say we paid ourselves first. What have you done that could be considered not following the crowd that ended up being beneficial for you?