Actually yeah, I get psychologically affected too. Money is pretty tight right now and every penny counts. Losing an organ wouldn't likely have me homeless but losign money can make me lose everything, even my children. I don't personally see death as that big of a deal. We all have to die some day, and when dead we have nothing further to worry about. But I wouldn't say my perspective in this regard is normal so, its of little consequence to the issue at hand I suppose.