OK white. How do you expect people of different cultures are to know what is racist or not in your usage?
I will transfer/deposit/put the money directly into your account instead of issuing a cheque to you. Usually you "bank" money which is given to you. If you put/deposit a cheque into your own account, that is banking it. I will bank the money you gave me instead of spending it.
When I slept, fully asleep, I can talk and shout, sometimes I am aware of this because my shouting woke me up, but I continued to sleep. Talking in sleeping, what do you call this type of behaviour? Is it a disease?
No, it's quite normal. Many people talk in their sleep. I do. In most cases it doesn't make sense (as in my case), but some people are more lucid.
Talking in sleep might be normal, but not shouting. People who are under depression always have this problem.
1. I want to go overseas and study my degree. 2. I want to study overseas for my degree. Which is better?
The second one. It means that you go overseas because you want to study there. The first sentence means that you want to do those two things, but they are not necessarily related.
The second one. But better is: I want to study my degree overseas. or, better still, I want to study for my degree overseas. The form of sentence you use for 2. is usually used for: "I want to study English/French/Physics for my degree", and while there is no chance of someone thinking that the subject of your degree is "overseas" it sounds slightly odd.
Talking in your sleep might be normal, but not shouting. People who are suffering from depression sometimes have this problem.