I got this in my inbox. I'm pretty sure that it's spam, but what could they gain from it? They want my bank account number and other data, but what could they do with this? To retrieve money from my bank account they would need my bank pass and PIN. Could they use it for identity theft? how would that work?
1) To provide a bank account where this money will be transfered into. Here he is asking for you to have a bank account ready for his worthless check he is going to send to you to cash for him and to transfer the funds to his bank account or directly to him. 2) To serve as the guardian of these fund ,since i am 22 years old. Wants you to think he's very young and needs help, but actually doesn't for everything he asks he can do on his own without anyones help.
dude if u give them that data they can go online and buy a jaguar for it online. And you are left with the bill. Please Register or Log in to view the hidden image! Please Register or Log in to view the hidden image!
so if i look in somebodies wallet and write down the bank account number, and know his name and address etc, i can suddenly buy shit in his name? how? for my debit card you need a PIN. Obviously nobody is going to give him the CC # and expiration date, whats needed to make apurchase with the CC. Also, CC has this thing where you can get your money back for any purchase that you didn't give permission for. Then, whoever purchased it is a criminal....
When in doubt of odd mail coming in, just DELETE it. Frankly I am getting sick of getting emails on how to make your penis bigger. Please Register or Log in to view the hidden image!
imagine men getting these emails... Like their stating "draqon, your penis is small, hahahaha, but with our product you can make it bigger maybe"
The PIN number isn't (or at least wasn't) a replacement for your bank account number, all it is, is a code that's used to authenticate the person using the card. Authenticating them as to if the account information is accessible. Such scams are basically asking for the pure information that bypasses a PIN, after all if they were to write a cheque which had be manufactured under your name there is not much chance of the signature being checked to be found to be a forgery. The worst type of Identity theft however is when enough information is collected about an individual that accounts can actually be "seized". I mean they go into an actual bank and close the account down or change it to a different account because they know all your keywords, your postal address etc. This is why it's important that when you are given a keyphrases to any account not to use REAL data. namely if they asked "What is your mothers Maidename?", make one up that you can remember that isn't easily guessed because anyone doing a Geneology/Family Tree project could find that information out. (along with Spouses, blogs and Myspace might reveal pet names and it might not even be you that divulged that information, it might be a sibling.)
Unfortunately the usual people that fall for such scams are Retiree's, people that are use to a small country with petty villains, not a global crime wave. However the daft thing is the people that attempt these scams are just as gullible. I've seen a number of video projects on the internet where people go along with their scam on purposes and even get to meet a few of the scum bags responsible, they then actually convince *them* to part with money to get a better deal, well you can tell they are getting hoodwinked but it's something that should happen to them.
yes your "question" worked very well, thank you Please Register or Log in to view the hidden image! very much stating how you dislike me. Please Register or Log in to view the hidden image!
