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s0meguy
10-09-08, 12:03 PM
I got this in my inbox. I'm pretty sure that it's spam, but what could they gain from it? They want my bank account number and other data, but what could they do with this? To retrieve money from my bank account they would need my bank pass and PIN. Could they use it for identity theft? how would that work?

Greeting From Joy Kone


From Abidjan, Ivory Coast

Dear after going through your profile i decided to contact you for
friendship and assistance
I am a 22 years old lady now, i was born to the family of joseph,and my father name is Joseph Kone he is a very wealthy gold and cocoa merchant who based in ACCRA and ABIDJAN respectively, and I am there only child.well when i was a kid i went to a private schools and things were going on well for me and my parents till when i was in high school when my mother died , My father took me so special because i am motherless. and he shower all his love on me and promised me that he will never have another woman because he did not want me for any problem..but has fate his my father got dead last 2year.but before the death of my late father in a private hospital here in Abidjan , he called me secretly to his bed side and told me that he kept a sumof ($12.700 000USDollas) in a bank in Abidjan Cote D'ivoire. meanwhile that he used my name as the next of kin in deposit of the fund.He also explained to me that it was because of this money he was poisoned by his business partner and that i should seek for foreign partner in a country of my choice where i would transfer this money and use it for investment purpose, such as ;real estate investment or stock market investment.
Plesae, i am honourably soliciting your kind assistance as follows.

1) To provide a bank account where this money will be transfered into.

2) To serve as the guardian of these fund ,since i am 22 years old.

3)To make arrangement for me in your country to continue my educational career and to procure me a residential permit in your country.

I am inclined to offer you 15% of the total sum as a mode of compensation for your effort after the successful transfering of these fund to your nominated account overseas.Please i will be very happy if this transaction will be concluded with in seven (7) working days from now.I am expecting to hear from you as soon as possible. this email
address Until then,i remain with

May Almighty God bless you as you do care for an ophan girl like me Amen.

Best regard
Joy Kone

MacGyver1968
10-09-08, 12:07 PM
It's a classic scam. Variations have been out for years...just delete it.

s0meguy
10-09-08, 12:50 PM
It's a classic scam. Variations have been out for years...just delete it.

yeah but what can they gain from this?

cosmictraveler
10-09-08, 01:15 PM
1) To provide a bank account where this money will be transfered into.

Here he is asking for you to have a bank account ready for his worthless check he is going to send to you to cash for him and to transfer the funds to his bank account or directly to him.

2) To serve as the guardian of these fund ,since i am 22 years old.

Wants you to think he's very young and needs help, but actually doesn't for everything he asks he can do on his own without anyones help.

EndLightEnd
10-09-08, 01:27 PM
That scam has been around for ages, delete it.

draqon
10-09-08, 01:35 PM
yeah but what can they gain from this?

dude if u give them that data they can go online and buy a jaguar for it online. And you are left with the bill. :p :o

draqon
10-09-08, 01:35 PM
That scam has been around for ages, delete it.

Yeah well not for too long...the debit/credit cards have been around only 100 years...

s0meguy
10-09-08, 04:04 PM
dude if u give them that data they can go online and buy a jaguar for it online. And you are left with the bill. :p :o

so if i look in somebodies wallet and write down the bank account number, and know his name and address etc, i can suddenly buy shit in his name? how? for my debit card you need a PIN. Obviously nobody is going to give him the CC # and expiration date, whats needed to make apurchase with the CC. Also, CC has this thing where you can get your money back for any purchase that you didn't give permission for. Then, whoever purchased it is a criminal....

draqon
10-09-08, 06:04 PM
so if i look in somebodies wallet and write down the bank account number, and know his name and address etc, i can suddenly buy shit in his name? how? for my debit card you need a PIN. Obviously nobody is going to give him the CC # and expiration date, whats needed to make apurchase with the CC. Also, CC has this thing where you can get your money back for any purchase that you didn't give permission for. Then, whoever purchased it is a criminal....

believe me...there are ways around it and not getting caught. No I will not tell you how.

shorty_37
10-09-08, 06:23 PM
When in doubt of odd mail coming in, just DELETE it. Frankly I am getting sick of getting emails on how to make your penis bigger. :rolleyes:

draqon
10-09-08, 06:30 PM
When in doubt of odd mail coming in, just DELETE it. Frankly I am getting sick of getting emails on how to make your penis bigger. :rolleyes:

imagine men getting these emails...

Like their stating "draqon, your penis is small, hahahaha, but with our product you can make it bigger maybe"

shorty_37
10-09-08, 06:37 PM
imagine men getting these emails...

Like their stating "draqon, your penis is small, hahahaha, but with our product you can make it bigger maybe"

No they are laughing at the men who actually fall for their gimmicks and are paying for their crap.

Orleander
10-09-08, 06:40 PM
imagine men getting these emails...

Like their stating "draqon, your penis is small, hahahaha, but with our product you can make it bigger maybe"

so did it work?

Stryder
10-10-08, 02:59 AM
I got this in my inbox. I'm pretty sure that it's spam, but what could they gain from it? They want my bank account number and other data, but what could they do with this? To retrieve money from my bank account they would need my bank pass and PIN. Could they use it for identity theft? how would that work?

The PIN number isn't (or at least wasn't) a replacement for your bank account number, all it is, is a code that's used to authenticate the person using the card. Authenticating them as to if the account information is accessible.

Such scams are basically asking for the pure information that bypasses a PIN, after all if they were to write a cheque which had be manufactured under your name there is not much chance of the signature being checked to be found to be a forgery.

The worst type of Identity theft however is when enough information is collected about an individual that accounts can actually be "seized". I mean they go into an actual bank and close the account down or change it to a different account because they know all your keywords, your postal address etc.

This is why it's important that when you are given a keyphrases to any account not to use REAL data. namely if they asked "What is your mothers Maidename?", make one up that you can remember that isn't easily guessed because anyone doing a Geneology/Family Tree project could find that information out. (along with Spouses, blogs and Myspace might reveal pet names and it might not even be you that divulged that information, it might be a sibling.)

Stryder
10-10-08, 03:04 AM
No they are laughing at the men who actually fall for their gimmicks and are paying for their crap.

Unfortunately the usual people that fall for such scams are Retiree's, people that are use to a small country with petty villains, not a global crime wave.
However the daft thing is the people that attempt these scams are just as gullible. I've seen a number of video projects on the internet where people go along with their scam on purposes and even get to meet a few of the scum bags responsible, they then actually convince *them* to part with money to get a better deal, well you can tell they are getting hoodwinked but it's something that should happen to them.

draqon
10-10-08, 05:41 PM
so did it work?

yes your "question" worked very well, thank you :rolleyes: very much stating how you dislike me. :rolleyes: