I am selling insurance for Sciforums. Basically, your coverage will include reassurance that your post will remain on track and some idiot does not screw it up.

Let me know if you are interested and I will forward you to underwriting.

You are joking, right? In order for you to sell insurance to sciforums, there must be an application which must detail all our personal information plus any other information pertaining to the risks involved plus the features of your product. What are you insuring us against? What would be our financial loss!? What is our risk? Is there even a risk!?

Also, which company is the insurer? And are you a licensed agent? And who is the beneficiary? YOU!? LOL!!!! I should kick your butt!!! :D

Oh, and how would you give us our policy, after your underwriters review our application and calculate our premiums? And is this really group insurance?

Make it a universal healthcare policy. Then everyone gets screwed equally.

My idea, my rules. Details will follow when I feel it is necessary.